ACH Payment
ACH Payment solution to move funds electronically between bank accounts through the Automated Clearing House network. It supports direct deposits, bill payments, and business transfers without paper checks.
Your Business Payments, Made Easy
No more multiple tools and time-consuming processes. FiChecks consolidates all the payment channels: checks, eChecks, and ACH into one simple, hassle-free solution that follows your business wherever it goes.
Write Checks Online
Make accurate checks with a few bits of information.
Mail with One Click
No post office visit, no stamping, we mail for you.
Print Instantly
Print professional checks from any standard printer.
ACH Transfers Made Easy
Send or receive bank-to-bank transfer with ease.
Send eChecks
Paperless, instant email delivery of secure electronic checks.
Mobile App Convenience
Pay on the go with our iOS & Android app.
How ACH Payments Works
An ACH payment gets started once the sender fills in the recipient’s bank account and routing number to move the funds. The transaction is submitted to the banking network for clearing and settlement. Funds are deposited into the recipient account after processing.
Sending and Receiving ACH Payments
ACH payments can be used for payroll, vendor payments, and recurring billing. Businesses can send a one time payment or schedule it to repeat as needed. FiChecks keeps ACH payments simple and records every transaction clearly for you.
Start in Just 3 Easy Steps
1
Sign Up
Create your free FiChecks account.
2
Add Bank Details
Securely connect your business bank account.
3
Send Payments
Bank transfers or checks, your choice, your decision.
Records and Processing Time
ACH payments usually take about one to three business days to complete, depending on the banks involved. Each transfer includes confirmation details for tracking and reconciliation. FiChecks keeps payment history organized for reporting and audits.
Frequently Asked Questions
What is an ACH payment?
An ACH payment is an electronic bank to bank transfer processed through the Automated Clearing House network. FiChecks supports ACH payments for business and individual transfers with proper records.
How long does ACH payments take?
ACH payments typically take one to three business days to reach the recipient, depending on how the banks process them. FiChecks lets you keep an eye on the payment, so you know when it has been completed.
Are ACH payments safe?
Yes, ACH payments uses regulated banking networks and verification steps to reduce fraud risk. FiChecks follows financial compliance standards to support secure ACH transactions.
ACH Payment vs Wire Transfer
The ACH network processes payments in batches, so they usually take longer than wire transfers. Banks handle wire transfers one by one, which helps funds reach recipients faster, though banks typically charge more for that convenience. FiChecks lets you pick whichever option makes more sense for you, whether you are trying to keep fees down or need the funds delivered quickly.