eCheck Payment

eCheck Payment service to create and send checks digitally by email to anyone. The receiver gets a one time printable PDF which can be printed using any printer and use it like a regular check.

Image of a Check Made Out to "Oscorp" for $160, with an Option to Send as an eCheck. Features Sender's Information and a Memo

Your Business Payments, Made Easy

No more multiple tools and time-consuming processes. FiChecks consolidates all the payment channels: checks, eChecks, and ACH into one simple, hassle-free solution that follows your business wherever it goes.

Write Checks Instantly

Write Checks Online

Make accurate checks with a few bits of information.

Mail with Confidence

Mail with One Click

No post office visit, no stamping, we mail for you.

Print with Precision

Print Instantly

Print professional checks from any standard printer.

Process ACH Effortlessly

ACH Transfers Made Easy

Send or receive bank-to-bank transfer with ease.

Email Securely

Send eChecks

Paperless, instant email delivery of secure electronic checks.

Email Securely

Mobile App Convenience

Pay on the go with our iOS & Android app.

Creating and Sending

You enter payee details, amount, and memo to prepare an eCheck payment. The file is sent to the recipient as a one time printable PDF. The recipient prints it on any paper using any printer.

Printing and Bank Deposit

When printed, the eCheck goes through the bank just like a traditional check. Funds move through normal clearing steps for each eCheck payment. Confirmation depends on bank policies and deposit timing.

Start in Just 3 Easy Steps

1

Sign Up

Create your free FiChecks account.

2

Add Bank Details

Securely connect your business bank account.

3

Send Payments

Bank transfers or checks, your choice, your decision.

Records and Tracking

You keep copies and confirmations for each eCheck payment. FiChecks stores records to review each transaction. These records support reconciliation and audits.

Frequently Asked Questions

What is eCheck payment?

An eCheck payment is a digital check sent by email that can be printed and deposited at a bank. FiChecks allows users to create and email a printable check that follows banking standards.

How do eCheck payments work?

The sender creates a check online and emails it as a PDF to the recipient. FiChecks generates the printable check, and the recipient prints and deposits it like a paper check.

Are eCheck payments safe?

eCheck payments use banking formats and require bank verification during deposit. FiChecks applies security checks and maintains records to reduce errors and unauthorized use.

eCheck Payment vs ACH

An emailed check is printed and deposited like a paper check, while ACH moves funds electronically between banks. FiChecks offers both options, so users can either print checks or send money directly through bank transfers based on what works best for them.