Merchant Services
Merchant Services to accept, send, and manage payments through multiple payment methods from one platform. FiChecks helps businesses handle ACH transfers, checks, digital check payments, and other business payment needs while keeping transactions organized and accessible.
Secure Payment Processing
ACH Payment Processing
Check Payment Processing
Web & Mobile App
WHERE BUSINESS PAYMENTS GET COMPLEX
Managing Payments Across Different Channels Takes Time
Businesses handle payments throughout the day, from collecting customer payments to paying vendors and managing accounts payable. Using separate tools for each payment method can make payment tracking, reconciliation, and reporting more difficult.
No. 1
Multiple payment methods
Businesses may need to accept or send payments through ACH, checks, digital checks, and other electronic payment methods while keeping transaction records organized.
No. 2
Accounts payable management
Vendor payments, contractor payments, and other business expenses can require repeated manual work when payment processing and records are handled separately.
No. 3
Payment tracking and reconciliation
Managing transactions across different systems can make it harder to monitor payment status, identify completed transactions, and keep financial records accurate.
No. 4
Disconnected payment workflows
Switching between banking platforms, accounting tools, check printing systems, and payment services can create unnecessary steps for finance and operations teams.
HOW FICHECKS WORKS
One Platform for Business Payment Operations
FiChecks brings payment acceptance, payment delivery, and transaction management together so businesses can manage different payment needs from one dashboard.
Create
Enter payment information, select the payment method, add recipient details, and review the transaction.
Approve
Use user permissions and internal approval controls to manage who can create and authorize payments.
Process
Send payments through ACH, checks, digital checks, or other available payment methods based on your business needs.
Track
Monitor transaction status, payment activity, delivery information, and payment history from one location.
Manage
Review reports, transaction records, account activity, and payment details whenever needed.
PAYMENT TOOLS FOR EVERYDAY BUSINESS NEEDS
Business Payment Solutions in One Platform
Merchant services can support businesses that need flexible payment acceptance and payment delivery without managing multiple disconnected systems.
ACH Payment Processing
Send electronic bank transfers for vendor payments, payroll-related transactions, reimbursements, and other business expenses.
Check Payment Processing
Create and send business checks when a check is the preferred payment method for customers, vendors, or other recipients.
Digital Check Payments
Send checks electronically without requiring businesses to print and mail physical checks for every transaction.
Check Printing Services for Businesses
Create professional checks and print them using an existing printer and compatible check stock.
Check Mailing Services
Have FiChecks print, package, and mail checks while providing visibility into payment and delivery activity.
Recurring Payments
Schedule recurring payments for regular business expenses, subscriptions, vendors, and other ongoing obligations.
BUILT FOR DIFFERENT BUSINESS PAYMENT NEEDS
Manage Incoming and Outgoing Payments From One Place
Merchant payment services can support businesses across industries, including companies that need to collect payments, pay vendors, manage accounts payable, and maintain accurate transaction records.
Collect customer payments through available payment methods
Send ACH payments to vendors and business partners
Issue digital checks for eligible business payments
Print checks using existing office equipment
Send physical checks through mailing services
Manage recurring business payments
Track payment activity and transaction status
Maintain centralized payment records
Work Alongside Your Existing Business Systems
Businesses often use accounting software, ERP platforms, CRM systems, banking tools, and other applications to manage daily operations. FiChecks focuses on payment processing and payment delivery so businesses can manage these activities without replacing their existing software.
Multiple payment methods
Centralized transaction tracking
Web and mobile access
Frequently Asked Questions
What are merchant services?
Merchant services refers to the tools and services businesses use to accept, process, send, and manage electronic and other business payments. FiChecks supports these payment needs with ACH payment processing, check payment processing, digital check payments, check printing, check mailing, and transaction management.
What payment methods can businesses manage with merchant services?
Businesses can manage payment methods such as ACH transfers, printed checks, mailed checks, and digital checks through FiChecks. The available options allow businesses to choose payment methods based on the transaction, recipient, and operational requirements.
How can merchant services help businesses manage payments?
FiChecks helps businesses centralize payment creation, approval, processing, tracking, and reporting. This can reduce the need to manage payment activity across separate tools and gives finance and operations teams a clearer view of business transactions.
Merchant Services vs. Disconnected Payment Workflows
Businesses that manage payments through separate banking, check printing, payment, and accounting tools may need to move between multiple systems to complete and track transactions. FiChecks brings several payment activities into one platform, including ACH payments, check payments, digital check payments, payment tracking, and reporting. This centralized approach can reduce manual steps and make business payment operations easier to manage.