Real Time Payments

Real Time Payments give your business the ability to move money instantly, and FiChecks makes it easier than ever. Whether you’re sending a vendor payment or processing payroll, FiChecks offers a secure, cloud-based solution that combines instant payments with tools for check writing, check printing, ACH transfers, eChecks, and even mailing checks.

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A Person Uses a Laptop Displaying a Transaction History While Holding a Smartphone Showing a “Payment Successful” Message with a Green Checkmark—Highlighting the Convenience of Real Time Payments Against a Blue and White Background
A Person Seated at a Desk, Viewing Payments and Financial Graphs on a Laptop, with Check Printing and E-Check Options Displayed

Simplify Complex Workflows With Instant Payment Options

FiChecks brings all your payment operations under one roof. You can create and send real time payments to vendors and employees, then immediately log those transactions against your accounting records. For cases where digital isn’t an option, FiChecks still supports traditional check printing, eChecks, and mailing checks—all while offering the benefits of automation. With full visibility into every transaction, your team gains speed without sacrificing control.

Keep Teams in Sync Without Sacrificing Oversight

Created for expanding companies and hectic finance teams, FiChecks features multi-user access, approval flows, and role-based permissions. From payroll management to single payments, and recurring transfers, real time payments can be used in conjunction with ACH transfers and check-based solutions. Everything is time-stamped, stored securely, and audit-ready, providing your team with complete accountability and compliance peace of mind.

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Get More Done With an All-in-One Dashboard

FiChecks not only processes instant payments, it lets you manage everything that goes around them. Automatic reconciliation, reporting tools right out of the box, and transaction history all in one place, saves your finance team hours each month. You can originate payments, print checks, or send eChecks all from the dashboard. In-office or remote, you have instant access to the tools you need to move money with confidence.

Frequently Asked Questions

What’s the fastest way to send business payments?

Real time payments are often the fastest option available. With FiChecks, you can send money instantly while also logging, categorizing, and reconciling each transaction in real time, all from one platform.

Can I track the status of payments after sending?

Yes. FiChecks provides detailed tracking and reporting for real time payments, ACH transfers, and other outgoing methods. You’ll always know where your money is and when it reaches its destination.

Is there a way to automate recurring payments for vendors or payroll?

Absolutely. FiChecks allows you to automate recurring real time payments or ACH transfers while maintaining full oversight through approval flows, alerts, and audit logs.

Real Time Payments vs ACH Transfers

Both ACH transfers and real time payments are electronic methods for transferring money, but each has varying speed and access. ACH transfers usually take one to three business days and are thus optimal for non-emergency payments. Real time payments clear in seconds and are available day and night, even during the weekend and holidays. Both are supported by FiChecks, offering you the convenience of choice on how you conduct transactions.