Terms and Conditions

Effective Date: 13 Feb 2025

Welcome to FiChecks. By accessing or using our platform, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using FiChecks, you acknowledge that you have read, understood, and agree to these Terms and Conditions. If you do not agree, please refrain from using our services.

2. Services Provided

FiChecks offers a platform for writing, printing, emailing, and mailing checks, as well as processing ACH transactions online. We reserve the right to modify, suspend, or discontinue any service at our discretion.

3. User Responsibilities

  • You must be at least 18 years old to use FiChecks.
  • You agree to provide accurate and up-to-date information.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • You must comply with all applicable laws and regulations related to financial transactions.

4. Account Registration and Security

  • You must create an account to access FiChecks’ services.
  • You are responsible for any activity that occurs under your account.
  • We reserve the right to terminate accounts for fraudulent or suspicious activities.

5. Payment and Fees

  • FiChecks may charge fees for certain services.
  • All transactions are subject to processing and banking fees, where applicable.
  • Payments must be made using approved methods listed on our platform.

6. Refund and Cancellation Policy

  • Refunds are issued at our sole discretion and only under specific conditions.
  • Cancellations of transactions must be requested before processing is complete.
  • Once a check or ACH transaction has been processed, it cannot be reversed.

7. Prohibited Activities

Users may not:

  • Use FiChecks for illegal or fraudulent transactions.
  • Interfere with or disrupt the platform’s functionality.
  • Attempt to gain unauthorized access to accounts or data.
  • Use automated systems to access or interact with our services.

8. Limitation of Liability

FiChecks is not responsible for any losses, damages, or liabilities arising from the use of our platform. We do not guarantee uninterrupted service and are not liable for errors, delays, or system failures.

9. Privacy Policy

Your use of FiChecks is also governed by our Privacy Policy, which outlines how we collect, use, and protect your data.

10. Changes to Terms and Conditions

We reserve the right to update these Terms and Conditions at any time. Continued use of FiChecks after modifications constitute your acceptance of the new terms.

11. Contact Information

If you have any questions about these Terms and Conditions, please contact us at support@fichecks.com